What are the advantages of preventative care? You might not be aware that your health insurance offers much more than simply financial assistance when you are ill or wounded. Additionally, it includes free preventative care advantages like check-ups, screenings, and vaccinations that can help you and your family stay healthy.
Few American people receive all the preventative health care that is advised for them, according to recent research. Only 8% of the participants in research involving close to 2,800 people received all the services that had the highest potential to enhance their health.
Expert Don Truong says, “Many preventative procedures, such screenings, and tests, are provided at no additional out-of-pocket expense.” By keeping you and your family healthy over time, taking advantage of these free programs can help you lower your overall healthcare costs.
Here are nine services that, when received within your network, are generally covered by health insurance policies at no additional cost. Your primary care physician may need to refer you for some of these preventative care services.
Visits For Preventive Care
Examining your present state of health and going over healthy lifestyle options are two key components of preventive care appointments, which are meant to help you avoid illnesses. Your doctor may charge you for the visit if you make an appointment for preventive care and then inquire about a specific illness or condition when you’re there. To account for a possibly crowded doctor’s office, you should aim to book your yearly preventive care visit at least two months in advance.
Vaccines For Prevention
By keeping up with your vaccinations, you can shield yourself from common infections. Vaccines for the flu, chickenpox, hepatitis A and B, MMR, HPV, DPT, polio, and other diseases are typically covered by health insurance. The appropriate vaccinations for your age and personal risks will be suggested by your healthcare physician.
Pregnant women can take advantage of a wide variety of pregnancy benefits, including free prenatal exams and STI, anemia, and gestational diabetes screenings.
Examinations For Infants And Children
All wellness examinations that address a child’s immunization schedule and assess their growth, nutrition, and development are covered for kids. The following schedule is the common one for wellness examinations for kids:
- Directly the following birth
- 7 days old
- 1 month of age
- 2 months of age
- 4 months of age
- Every third month from 6 to 18 months of age
- 2 years of age
- 2 1/2 years of age
- From the age of three to eighteen, once a year
Screening For Substance Abuse And Mental Health
Your physical and emotional well-being are equally vital. The majority of health insurance plans provide preventive treatment for mental illness and substance addiction, giving consumers access to a variety of services like depression and alcoholism testing as well as alcoholism, tobacco use, and domestic abuse counseling. Consult your family physician about these services.
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Annual Physical For Women
Women are welcome to schedule an annual well-woman exam without a referral with their OBGYN or primary care physician. A wellness visit is another name for this. Any questions you may have about your period, birth control, Pap tests, breast exams, or mammograms can be addressed during this visit.
Benefits Of Reproductive Health
Most health insurance plans provide benefits for reproductive health, including free contraception, counseling, and tests for gonorrhea, chlamydia, syphilis, and HIV.
Benefits Of Cancer Prevention
Early detection is the key to the most effective cancer treatment. Cancer screenings give people the chance to be prevented and detected earlier. One of the many preventive tests for skin cancer, lung cancer, colorectal cancer, and breast cancer may be suggested by your primary care physician.
Advantages Of Heart Health
Aspirin coverage, free blood pressure, and cholesterol checks, and other benefits can help you maintain heart health.